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Great Credit? No Credit? No problem.

What if you could go home with a new mattress today?

90 to 100 Days Purchase Option

To take advantage of these leasing options, all you’ll need is an active checking account, have an income of at least $800 to $1,000 per month, and an initial payment between $39 to $50. You’ll have 90 to 100 days (term length dependent on leasing company) to pay off your balance with no added charges.

0% Interest Leasing Up to 36 Months

We offer 0% interest leasing for up to 36 months with approved credit (hard credit check required). There’s no hidden charges and leasingterms range from 6 to 36 months depending on credit. Come by our showroom to get your application started.

Financing Offered by:
Synchrony Financial (apply only)
Tower Loan (apply in-person)

Layaway

We’ll hold your merchandise for 90 days with a down payment of 15% to 25% of the purchase price. Pay off the remaining balance within 90 days and we’ll have your merchandise delivered or ready for pickup. Layaway is a great option for anyone looking to take advantage of limited time offers.

Compare 90 to 100 Day Cash Financing Options

Acima Leasing Snap Finance Koalafi
Terms 90 Day Early Purchase Option, second early purchase option, 12 month rent-to-own option. 100 Day Cash Payoff  90 Day Payoff
Initial Payment $50

Does not go towards your final balance and does not need to be paid upfront.

 $39

Does not go towards your final balance.

 $55

Does not go towards your final balance and does not need to be paid upfront.
Credit Reporting

This option does not report to credit however, they do conduct a soft credit check at the time of application

This financing company DOES NOT report to credit bureaus.

This financing company DOES NOT report to credit bureaus.
Requirements Own an active checking account (open for at least 90 days)
AND
Be employed OR show proof of monthly income of $800 or more for the previous 90 days.      		 Own an active checking account (open for at least 90 days)
AND
Be employed OR show proof of monthly income of $1,000 or more for the previous 90 days.

Own an active checking account (open for at least 90 days)
AND
Be employed OR show proof of monthly income of $1,000 or more for the previous 90 days.
Website http://www.acima.com www.snapfinance.com Koalafi
Customer Support (801) 297-1982 (877) 557-3769 (844) 238-6500
How to Apply? Click below, call/text (337) 761-6323 to have an application sent to your phone, or visit in-person to complete an application. Click below, call/text (337) 761-6323 to have an application sent to your phone, or visit in-person to complete an application.

Call/text (337) 761-6323 to have an application sent to your phone, or visit in-person to complete an application.

Please bring the following to complete your application:

1. A drivers license or government-issued identification
2. Routing and account number of your checking account
3. Debit/Credit Card to authorize your account.
Apply Now Apply Now Call/Text Now

NOTE: Unfortunately, most of the 90 to 100 day cash financing plans are not reported to the credit bureaus due to the short duration of the payment terms. These plans are not designed to help you build credit. While these financing plans require no credit history, a soft credit inquiry is required to process your application. Since this is a soft inquiry, it will not become visible on your credit report as a hard inquiry. We advise that you pay off the entire balance prior to the 90 to 100 day period to avoid paying the high interest rates that can be double the original purchase price.

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